Question: I am 68 years old and have been experiencing discomfort with my teeth lately. I believe some of them need to be pulled, and I will likely require a dental bridge or partial to replace them. I have ruled out dental implants due to their high cost and the fact that I am not concerned about their longevity at my age. Since I don’t have dental insurance, I am considering getting coverage. I need a plan without waiting periods if I decide to get insurance. I prefer to address the immediate issue of pulling the problematic teeth and consider the replacement options later.

Reply:  I completely understand your concerns about dental insurance and the need for immediate dental care. However, consider getting dental coverage as soon as possible. It can significantly reduce the cost of the necessary treatments, providing much-needed relief from the financial burden. Without insurance, the expenses for pulling teeth and getting a dental bridge or partial can be quite high, and these are crucial dental procedures that you shouldn’t delay.

While dental implants might not be your preferred option due to cost and longevity concerns, having insurance will still provide you with the flexibility to explore various dental replacement options in the future, including bridges, partials, or dentures. Additionally, with the right plan, you may find coverage without waiting periods for major procedures, which means you can get the care you need without unnecessary delays.

Considering your age and the discomfort you are experiencing, it’s crucial to address the immediate dental issues. This is a priority, and we understand the urgency. Ensuring that you have a plan in place for any future treatments or replacements is equally important. Dental insurance can offer you peace of mind and financial support when it comes to managing your dental health. I strongly encourage you to explore different insurance options to find a plan that meets your needs and allows you to take care of your dental concerns without added financial stress.